How Insurance Carriers Operate & Profit

Questions often arise from board members on how insurance companies operate as it relates to claims against the homeowner association’s insurance policy. Especially when large claims are paid out by insurance companies as compared to the relatively low premiums paid by the homeowners association. Considering the objective of an insurance company is to collect more…

Guests at the HOA Board Meeting

Some homeowner associations have open board meetings (open to the membership) and, in certain instances, the governing documents may mandate certain portions of a board meeting to be open. However, allowing non-board members to participate in board discussions is without exception improper.   Calling down members during a board meeting may seem to be rude…