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July 11, 2019

Pet Health & HOA Enforcement

Members failing to pick up after their dogs is a common rules and regulations violation within homeowner associations. For many HOAs, this is the most common […]
July 11, 2019

Fascia & Soffit

One of the most common maintenance issues that HOA and COA boards encounter is fascia boards and soffit boards that have slowly rotted over time. This […]
June 27, 2019

The Composition of a Swimming Pool System

As homeowner association annual budget items go, those related to the association’s swimming pool, when totaled, are typically the largest expense category. Individual budget categories, such […]
June 27, 2019

When an HOA Board Member Resigns

Board members resign from HOA boards of directors for a myriad of reasons. The predominant reason usually revolves around the member’s other pressing personal commitments. Another […]
June 27, 2019

Home Equity Loans = Systemic Risk = Economy, Homeowners, HOAs?

We learned, one hopes and expects, from the 2008 Subprime Mortgage Crisis and the resulting deep recession known as the Great Recession. The ramifications of this […]
June 27, 2019

Over-Watering HOA Common Areas

Water rates between 2010 and 2015 increased by 41% according to circleofblue.org. Reasons for this increase vary from the replacement costs of the aging water infrastructure […]
June 27, 2019

Four HOA Reserve Fundamentals

Reserves for homeowner associations are funds set aside for future capital improvements or repairs. The purpose of reserve funding is to ensure that the future expenses […]
June 27, 2019

The Composition of an HOA Irrigation System

There is no typical homeowner association irrigation system. Some homeowner associations will have systems at their front entrance. Others will have irrigation systems at their clubhouse […]
May 17, 2019

Guard the HOA Loss Run

A loss run report may be one of the least known components of an HOA’s insurance policy. However, this report can be the costliest of almost […]
May 17, 2019

HOA Message Board Pros & Cons

The topic of HOA message boards comes up from time to time. Usually this arises at a board meeting or during the HOA’s annual membership meeting. […]
May 17, 2019

HOA Bank Loans

Bank loans may be a consideration when HOAs look to secure funding for a capital improvement or an emergency repair. While many times loans are viewed […]
May 1, 2019

HOA Pond Maintenance

We have HOA clients with ponds that were in place before the HOA was formed and ponds that were created by the developer for fishing, irrigation, […]
May 1, 2019

5 Roof Preventive Maintenance Tips for the HOA

The roof expense being a major budget item for many HOAs, preventive maintenance can help reduce these HOA expenses. The following five roof preventive maintenance tips […]
April 10, 2019

HOA Membership Newsletter Article Database

We have compiled a database of general HOA topic articles that can be used in membership newsletters. These articles are not copyrighted and are free to […]
April 10, 2019

The HOA’s Insurance Agent

11 Points Regarding The HOA’s Insurance Agent Insurance agents, like doctors, have a broad range of specialties and areas of expertise. Fortunately, community association insurance is […]
April 10, 2019

Avoiding Conflicts of Interest

Members of HOA boards of directors have a fiduciary duty and, with this responsibility, directors must act in the best interests of all HOA members and […]
March 19, 2019

Commercial Vehicles Within the HOA

In most HOA governing documents there is probably no more unclear topic than the section addressing commercial vehicles. Usually, the language is sparse and broad at […]
March 19, 2019

Six Insurance Terms for HOA Board Members

Below are six common insurance terms that routinely come up while serving on a HOA board of directors.   Indemnity – the insurance company indemnifies, or […]
March 19, 2019

Robert’s Rules & the HOA – Part 2  

Unfinished Business, Yes; Old Business, Never!   “Old Business” means that you are reconsidering issues already disposed of. “Unfinished Business” means that you are continuing with […]
March 5, 2019

Why Do We Need A HOA Anyway?

Why do we need a HOA anyway? Why does the have so many rules? What are we getting for our dues? These are common mantras with […]
February 26, 2019

Delinquencies and the Desire to be Neighborly

The HOA’s collection process has been reviewed and structured by attorneys who specialize in HOA collections. Because of the harsh consequences for violating one of the […]
February 14, 2019

Eliminating or Adding Amenities

Eliminating or taking on additional HOA responsibilities may appear to be a straightforward undertaking, but there are a number of considerations. The primary considerations are the […]
February 7, 2019

The Reverse Mortgage & HOA Collection Efforts

In recent years HOA boards have been faced with a “new” type of collection issue, the reverse mortgage. Even though reverse mortgages have been around since […]
January 30, 2019

Delinquencies and the Desire to be Neighborly

The HOA’s collection process has been reviewed and structured by attorneys who specialize in HOA collections. Because of the harsh consequences for violating one of the […]
January 16, 2019

FEMA Assistance Available in HOAs

When HOAs are affected by natural disasters, the Federal Emergency Management Agency (FEMA) is a resource. – State or local government are responsible for removal of […]
January 16, 2019

HOA Roof Replacement

There are many factors when selecting the type and color of a replacement roof for structures within a HOA. It is important to realize that weight, […]
January 4, 2019

Percentage Ownership in a COA

What is Percentage of Ownership? Percentage of ownership is the basis of a member’s ownership, typically in a condominium, COA. This percentage determines dues amounts and […]
December 27, 2018

Why Must the HOA Approve My???

Why Must the HOA Approve My??? Some in the membership may believe the HOA is similar to Big Brother when they wish to alter the exterior […]
December 27, 2018

HOA Message Board Pros & Cons

HOA message boards The topic of HOA message boards comes up from time to time. Usually this arises at a board meeting or during the HOA’s […]
December 27, 2018

5 Items that should not be included in HOA meeting minutes

5 Items that should not be included in HOA meeting minutes HOA boards commonly ask what should be placed into meeting minutes. The answer to this […]
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